1. Acceptance of Terms
By accessing or using the Bank Statement Analyzers service, you agree to be bound by these Terms and Conditions, including any future modifications. If you do not agree to any part of these terms, please discontinue use of the platform immediately.
2. Service Description
Bank Statement Analyzers is a cloud-based SaaS platform that enables users to upload their PDF bank statements and receive structured analysis, trends, summaries, and visual insights such as charts. The service is designed for financial professionals, individuals, and businesses seeking automated financial clarity.
3. Eligibility
To use this service, you must be at least 18 years old or the age of majority in your jurisdiction, and possess the legal authority to enter into this agreement. You represent and warrant that you meet these requirements by using our platform.
4. Account Registration
Certain features require an account. You are responsible for safeguarding your login credentials and agree not to share access with others. Any activity under your account is your responsibility. Notify us immediately of any unauthorized use or breach.
5. Subscription and Payment
We offer both free and premium plans. Paid subscriptions are billed monthly or annually based on your selection. All transactions are securely processed via our third-party payment gateways. Once a subscription period begins, we do not offer refunds for unused time.
6. User Conduct
You agree to use the service responsibly and not to: upload malicious, illegal, or copyrighted content; reverse engineer the platform; or exploit system vulnerabilities. Abuse of the system will result in account suspension or termination without notice.
7. Data Handling and Privacy
We take data privacy seriously. Uploaded bank statements are processed temporarily and are automatically deleted after processing. We do not store or index your financial documents unless explicitly permitted. Please refer to our Privacy Policy for full details.
8. Intellectual Property
All content, source code, software, branding, and analytics tools available on the platform are the intellectual property of Bank Statement Analyzers or its licensors. You may not reproduce, redistribute, or modify any materials without written consent.
9. Third-Party Integrations
We may utilize secure APIs and AI models such as OpenRouter, Azure OpenAI, or similar technologies to process uploaded documents. These integrations are governed by their respective privacy policies. We ensure minimal and secure data exchange in all integrations.
10. Limitation of Liability
While we strive for accuracy and reliability, Bank Statement Analyzers is not liable for financial losses, data inaccuracies, or system downtimes. Your use of the analysis results should not replace financial or professional advice.
11. Termination
We reserve the right to suspend or terminate your access if you violate these terms or misuse the platform in any way. We may also deactivate inactive accounts or restrict access due to technical or security concerns.
12. Modifications
We may update these Terms periodically. Changes will be posted on this page and reflected by the "Effective Date" above. Continued use after changes means you accept the revised Terms.
13. Governing Law
These Terms and your use of the platform shall be governed by and interpreted in accordance with the laws of India.
14. Contact
For any questions, concerns, or disputes regarding these Terms, please contact us at: founder@bankstatementanalyzers.com